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SERVING HOUSTONIANS AND SURROUNDING AREAS SINCE 2002
Beta Management Consulting is a Houston investment advisor and counselor located in the Montrose area. Managed accounts include IRA's, SIMPLE's, 401k's, brokerage accounts, TIAA-CREF, United Airlines PCRA's, and trust accounts, starting at an average balance of $500,000 and up. The broker/custodian is Charles Schwab, for more information go to the About tab.
I help clients to understand their finances today so they can plan for tomorrow…
INSIGHT: PLAN ALLOCATE REVIEW
Plan
The client's current financial position is analyzed through a series of questions, answers and analysis with projections. Clients are then advised on setting and achieving their financial goals through the use of stocks, mutual funds, and bonds.
Allocate
Inflation, historical investment returns, retirement needs and projections and other long-term needs are taken into account. Portfolio positions are recommended (cash, fixed income, equity) suitable to the client’s risk tolerance, ncome requirements, time horizon and financial goals.
Review
Initially, and periodically thereafter, the client's financial analysis is reviewed to ensure their investments are suitable and positions are still appropriate. Clients are asked to report significant changes occurring between reviews for immediate assessment.
VALUE: BUY REASONABLY MONITOR COMMUNICATE
Buy Reasonably
Stocks that appear reasonably valued or mutual funds employing a similar value philosophy are sought as investments for clients. Portfolio turnover is kept low to reduce trading costs. Fixed income positions are filled with investment grade, government and/or corporate bonds.
Monitor
Continuous investment advice is given to clients based on their individual needs and on how their investments are performing. The nature of other assets, as well as personal obligations are also taken into account.
Communicate
Clients have quick access to their adviser if they have questions. Administrative assistants do not substitute. When not immediately available, a message is taken and calls are promptly returned.
PERFORMANCE: MEASURE COMPARE
Quarterly reports include percentage return on investment and economic returns of individual securities held and the portfolio as a whole. Calculations comply with the Performance Presentation Standards of the Association for Investment Management and Research developed to meet the full and fair disclosure of performance results. Comparative benchmarks include the S&P 500, the Intermediate Treasury Bond Index, and the Consumer Price Index (The most important benchmark is the rate you need to achieve your goals.)
Managed accounts include IRA's, SIMPLE's, 401k's, brokerage accounts, TIAA-CREF, United Airlines PCRA's, and trust accounts. The broker/custodian is Charles Schwab, for more information go to the About tab.
For more services, check out our Client Information Services page. For more news on investing, look to our Investment Strategy page.
An independent, fiduciary advisor and the full service of Charles Schwab... Because success is not a coincidence.